What You Need To Know About Short-Term Disability Benefits

Depending on the severity of your injury, you may have to work a fewer number of hours or maybe even miss a couple days or even weeks in order to recover. This can be extremely difficult financially, especially if you require medical attention or cant earn a paycheck during your recovery period. Fortunately, you have options and as an employee, it is important that you understand your rights for receiving benefits.

Along with workers compensation benefits, you may also have the option of receiving short-term disability (PDF) benefits to help pay for medical bills and other expenses. However, this can be a very complicated and confusing process, in which the skills of a qualified lawyer can benefit you. A Pennsylvania workers compensation attorney can talk with you about short-term disability benefits and whether you are eligible to receive them.

What You Need to Know

In addition to workers compensation benefits, you may also be able to recover short-term disability benefits. If you are applying for these benefits, it is important to understand the following:

Ask your employer or human resources department about short-term disability insurance and whether or not they provide it.

You may also have the option to purchase short-term disability insurance through a private insurer or provider.

Most short-term disability plans pay injured workers between 50 and 75 percent of his or her salary for anywhere between 10 and 26 weeks.

In some cases, you may have to use vacation days or paid time off before you can use short-term disability insurance.

An experienced legal representative can discuss your case with you and help you understand more about short-term disability benefits.

When you’ve suffered a short term disability, you need to focus on recovering and getting back to full health as completely and quickly as possible. Without the financial assistance that workers compensation can provide, you make become extremely frustrated and stressed by financial difficulties. Talk with a workers’ compensation lawyer today about getting the help you need.

Grounds For A Medical Malpractice Lawsuit

Most people cannot treat their physical ailments on their own, which is why we have medical practitioners. People like surgeons, doctors, pharmacists, and nurses are depended upon to help people through various physical conditions that impede their daily activities. Sadly, sometimes these people on whom so many depend fail to perform their jobs with professionalism and care, resulting in the serious injury or illness of many people. If you have been injured by a medical practitioner, you might have the grounds for a medical malpractice lawsuit.

Medical malpractice law is complex and broad, and many different types of behaviors might constitute medical malpractice. In the most basic terms, medical malpractice is understood to have occurred when a person suffers negative side effects from the negligence or dangerous actions of a medical practitioner. The best way to know if you have the grounds for a lawsuit is to consult with an experienced Pittsburgh medical malpractice attorney, who will be able to evaluate your case and think of it in terms of medical malpractice law.

Forms of Medical Malpractice

To give a better idea of what constitutes medical malpractice, it’s good to familiarize yourself with some of the most common forms. Some of the most common forms of medical malpractice include:

Medication errors
Birth injuries
Wrong site surgery
Anesthesia errors
Wrong diagnosis
Failure to diagnose
Wrongful death
Plastic surgery errors
Dental malpractice
Hospital staff negligence

These are only some of the possible forms of medical malpractice, though they make up a great number of malpractice cases every year in the U.S. But no matter what form of malpractice you have suffered from, you might still be entitled to financial compensation.

To learn more about your own legal situation and to find out if you qualify for a medical malpractice lawsuit, contact a qualified Pittsburgh medical malpractice attorney today.

Concussions

Concussions are classified as traumatic brain injuries that frequently occur when the head is subjected to some kind of blunt force trauma, resulting in a temporary loss in brain functionality. While treating concussions is relatively straightforward and simple, the injuries are particularly dangerous because they may go completely untreated. It is not uncommon for concussions to present nonspecific symptoms that the injured individual may not recognize as stemming from a traumatic brain injury, which could lead to lasting damage to the brain if left untreated. Many concussions do not result in a loss of consciousness and may only leave the injured person with a headache. Visiting medical professionals after any head injuries is most likely the best way to avoid suffering permanent damage.

Symptoms and Treatment

Concussions are certainly more frequent in environments with a higher potential for blunt force injuries, such as certain sports and construction sites. However, many unexpected accidents could cause a concussion and manifest with symptoms such as:

  • Headaches
  • Disorientation
  • Nausea
  • Convulsions

If you have been diagnosed with a concussion, you will likely be told to rest physically and mentally. concussion treatments often include

  • Cognitive and physical rest
  • Light physical activity
  • More strenuous activity

Giving your body and brain time to recover from the injury is very important for your overall health. When such injuries are caused by another party, legal action may be necessary in order to protect your rights.

Legal Options

If you have suffered a concussion because of another persons reckless actions, you may be able to hold them accountable for any losses you suffered, such as lost wages. Concussions are serious injuries that have the potential to permanently affect a persons life in an adverse manner.

Car Accidents Caused By A Lack Of Guardrails

Many serious injuries from particularly destructive car accidents may be avoided through the proper installation of guardrails along the side of a road. Guardrails may be instrumental in preventing a car from leaving a road, which can prevent even more devastating and serious injuries from occurring in an accident. Unfortunately, these rails may not be maintained or placed where they’re most needed. If a person is injured as a result of this lack of adequate protective railing, the government agency responsible for installing these safety features could possibly be sued for financial compensation.

Why Guardrails Are Necessary

On high speed highways, guardrails can keep collisions controlled and can keep out-of-control vehicles from sustaining excessive damage. However, these protective barriers may not be constructed due to their material and labor costs.

These barriers are extremely important on many highways due to the potential risk of a vehicle running into the opposite lanes of traffic. Due to the high speeds at which cars travel on these roads typically, a car running into oncoming traffic can have devastating or fatal repercussions. Guardrails can prevent such a tragic accident from occurring.

In addition to avoiding collisions from other lanes of traffic, guardrails should be installed whenever there’s a threat of falling off the side of the road. On elevated areas, such as hills and coastlines, it’s important for guardrails to provide a strong barrier to keep vehicles from running off the edge of an elevated roadway.

Where to Turn for Legal Advice after an Injury

If you’ve sustained an injury that otherwise could have been prevented through the presence of a guardrail, the government agency responsible for installing these safety features may be liable for the cost of your accident and related expenses. To learn more about your full range of options after an injury, contact a Waukesha car accident lawyer today.

Different Types Of Debt According To Chapter 7 Bankruptcy

Chapter 7 bankruptcy offers debtors who are in dire financial straits an opportunity to discharge a large amount of their debt, meaning they are no longer deemed legally responsible for repaying that debt. However, Chapter 7 bankruptcy does not allow a person to discharge all of their debts. Only certain debts, known as dischargeable debts, can be forgiven, while others, known as non-dischargeable debts, must still be paid.

Dischargeable Versus Non-dischargeable Debts

According to the United States Bankruptcy Code, only certain types of debt may be discharged. The following represent some of these classes of debt:

  • Credit card debt
  • Personal loans
  • Certain bills, like medical bills and utility bills
  • Past due rent
  • If you file for Chapter 7 bankruptcy, it is likely that any of the above types of debt that you have will be forgiven.
  • Non-dischargeable

For a variety of reasons, there are some debts which are not able to be eliminated through bankruptcy. Though there are others and there are some exceptions to the types of debt listed below, these may be regarded as generally unlikely to be discharged:

  • Child support
  • Taxes
  • Student loans
  • Damages compelled by a personal injury lawsuit award

Though it is frequently unnecessary, in some Chapter 7 cases an individual or business will be required to expose some of their assets to bankruptcy sale in order to generate proceeds with which to pay creditors. An experienced attorney can frequently insulate most of a debtors possessions from this, however.