Depending on the severity of your injury, you may have to work a fewer number of hours or maybe even miss a couple days or even weeks in order to recover. This can be extremely difficult financially, especially if you require medical attention or cant earn a paycheck during your recovery period. Fortunately, you have options and as an employee, it is important that you understand your rights for receiving benefits.
Along with workers compensation benefits, you may also have the option of receiving short-term disability (PDF) benefits to help pay for medical bills and other expenses. However, this can be a very complicated and confusing process, in which the skills of a qualified lawyer can benefit you. A Pennsylvania workers compensation attorney can talk with you about short-term disability benefits and whether you are eligible to receive them.
What You Need to Know
In addition to workers compensation benefits, you may also be able to recover short-term disability benefits. If you are applying for these benefits, it is important to understand the following:
Ask your employer or human resources department about short-term disability insurance and whether or not they provide it.
You may also have the option to purchase short-term disability insurance through a private insurer or provider.
Most short-term disability plans pay injured workers between 50 and 75 percent of his or her salary for anywhere between 10 and 26 weeks.
In some cases, you may have to use vacation days or paid time off before you can use short-term disability insurance.
An experienced legal representative can discuss your case with you and help you understand more about short-term disability benefits.
When you’ve suffered a short term disability, you need to focus on recovering and getting back to full health as completely and quickly as possible. Without the financial assistance that workers compensation can provide, you make become extremely frustrated and stressed by financial difficulties. Talk with a workers’ compensation lawyer today about getting the help you need.